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17 Dec 2020

Residence Equity Loans vs. Line of Credit

See which funding option fits your individual cash goals and needs

by Lynnette Khalfani-Cox | Comments: 0

With both true home equity loans and HELOCs, your house is collateral when it comes to loan.

When you need to profit from your property’s value without selling it, you may give consideration to getting either a property equity loan or a house equity line of credit (HELOC).

But how will you know which choice is best for your needs? And exactly what are the differences when considering these similar-sounding mortgage products?

Here is a primer on the differences between house equity loans and home equity lines of credit — combined with the pitfalls of every, so when it really is typically better to use one throughout the other.